Equity Release

For all requirements


Equity release is a way in which homeowners can access the equity (cash) tied up in their home if they are aged 55 and over.

The products available allow you to take this as a lump sum or as a regular monthly income.

The owner arranges an interest-only mortgage on the property, with the agreement that the interest will be rolled up and repaid when the property is sold or the owner dies.

Owners can release between 20-50% of the property value depending on their age. 

Services are available in Poynton, Didsbury, Bramhall, Wilmslow and surrounding areas of Cheshire and South Manchester such as Macclesfield, Tytherington, Prestbury, Alderley Edge, Stockport, Hazel Grove, Cheadle Hulme


✓ The owner can remain in their home

✓ No regular payments required

✓ Plans guarantee that, if the loan exceeds the value of the home when the owner dies, the lender will not require the excess to be repaid. This is known a ‘no negative equity’ guarantee.

✓ Cash raised is tax-free and can be used for any purpose

MD Mortgages has been helping our clients to generate extra capital with a qualified Equity Release Advisor in house.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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